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When you love Texas,
you wouldn't want to live anywhere else,
and you need a lender who can help get you there.

Texas Country Mortgage is a division of Texas Farm Credit, which has been providing financing for farmers and ranchers since 1933. Our borrowers will find the same expertise in home loans that they've come to expect when financing land, production agriculture, and agribusiness. Our goal is to be your full-service lender, and our divisions work together to cover all your financing needs.

Texas Country Mortgage has numerous options when it comes to home financing.

  • Rural Home Program: Our rural home program is perfect for any rural home, on any amount of acreage.
  • Rural Home Jumbo Program: The rural home jumbo program is designed for homes located on 5 acres or more that will need a loan amount over $417,000.
  • Portfolio Loans: Our portfolio option is designed with customer service in mind. These loans will be created and serviced with Texas Farm Credit. The borrower can have unlimited acreage as long as the home retains more than 50% of the appraised value against the land.
  • Conventional Program: The conventional program is for any home located inside a suburban area on less than 10 acres.
  • Conventional Jumbo Program: The conventional jumbo program is designed for a home on less than 10 acres that needs a loan amount over $417,000.
  • FHA Program: If you and your home qualify, we offer FHA financing.

We make it easy to apply for a loan online, over the phone, or face-to-face at a branch. After a quick approval process, a knowledgeable and experienced loan officer will guide you through the home financing process at an office in your area. With 19 branches serving 100 counties, we provide personal service throughout Texas.

Texas Country Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest tools enabling you to make sound financial choices.

Choose from a variety of competitively priced loan programs.

  • Fixed and variable rates
  • Terms of 10 to 30 years
  • Monthly or bimonthly payments
  • Acreage of any size

At Texas Farm Credit, lending is our specialty. We are a full-service lender with a team of friendly professionals who finance homes in Texas. If you are buying or refinancing a home, contact the experts at Texas Country Mortgage.

Email Texas Country Mortgage to learn more about the products and services we provide.

Borrower Testimonials

"My entire experience with Texas Country Mortgage has been incredible. They are extremely competitively priced, but there is no comparison for their service! Brooke Young was my loan officer and Jenny Zagst my loan processor. Both were phenomenal! They were very informative, kind and patient throughout the entire process. Brooke even showed up at my closing! I was amazed how Jenny kept everything together and politely asked for information. If ever I were to buy another piece of real estate, I will definitely use Texas Country Mortgage!"

Kristen Keller

“I want to thank Texas Country Mortgage for refinancing my property. The amazing rate and terms was what got me started with them, but it was their helpfulness, professionalism, and especially their friendliness that will bring me back next time I'm looking for a mortgage. They went out of their way to help accommodate the special needs of my situation being out of the country through much of the process. I will definitely recommend Texas Country Mortgage to my friends."

- Gretchen Benbenek

“I am very pleased to share my experience with anyone interested in obtaining a mortgage loan. After a frustrating disappointment in obtaining a loan from my local bank in Iowa for a dream home in Texas Hill Country, I decided not to give up. After interviewing several possible lending banks in Texas and careful consideration, I was sold by the confidence and friendliness of Texas Country Mortgage Loan Officer Kathleen Montague, who went out of her way in her quest to help me obtain the loan (willing to answer any questions or clear any doubts even during off work hours). I want to express my gratitude to Loan Officer Kathleen Montague as well as Loan Processor Jenny Zagst for their determination and commitment to their jobs; both were prompt to respond, making the process move fast and as smooth as possible. Texas Country Mortgage came through for me and for that, I say thank you, thank you, …"

Eddy M. Alanis